This credit union is Federally insured by the National Credit Union Administration.


Unlike a bank, where profits go to an outside group of stockholders, we give our profits back to our members in the form of free or discounted services, lower rates on loans and increased rates on your savings. It's a whole new way to bank!









How do I join FirstDay?

First review our "Who Can Join" page under Membership to be sure you're eligible for membership. Then contact us for a new member packet by emailing us from this site, or calling Member Services at 937-222-4546 or 1-800-603-4546 option 7, or stop by any branch office. Open a savings account by signing both sides of the Membership Share Agreement in the new member packet. Return it with an initial minimum deposit of at least $5 and a current photocopy of your driver's license. This $5 represents your share in the Credit Union and makes you a member/owner with a say in how things are run by nominating and voting for our Board of Directors.
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How can I access my accounts without going to a branch?

Access them for free on the internet with our Online Branch Office. Check balances, review account history, transfer funds between accounts and much more!
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Can I refinance a loan from another institution with you?

Absolutely! In fact you'll probably find that, in general, we can beat the rates you are already paying from another institution. It's easy to apply with us. Just fill out the convenient online loan application on this site or apply by phone, fax, mail or at any branch office.
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Which ATMs may I use?

All FirstDay owned ATM machine transactions are free for members who use their FirstDay ATM or MasterMoney Debit Card.

In addition, you may use any STAR ATM that is a part of the Alliance One Network nationwide. To find the Alliance One ATM nearest you, select the Alliance One link on our homepage. To find an ATM, click here.
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Are savings deposits insured?

Yes. Your savings are federally insured to $250,000 and backed by the full faith and credit of the United States Government.
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Who can join a credit union?

Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Greene, Miami, Montgomery, or Preble Counties. Family members of current members are also eligible to join. Membership may be established by simply opening a Share Account with a minimum $5 deposit.
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Where can I find my 1099INT?

If you have paper statements the 1099INT was mailed to you.

If you have free e-statements the 1099INT statement can be found at the end of your December statement.
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Hours of Operation

Monday-Thursday 9:00 a.m. - 5:00 p.m.
Friday 9:00 a.m. - 6:00 p.m.
Saturday 9:00 a.m. - Noon
Monday-Thursday 8:30 a.m.- 5:30 p.m.
Friday 8:30 a.m. to 6 p.m.
Saturday 8:30 a.m. - 12:30 p.m.
*Kettering location does not have a drive-up wiindow.


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Copyright © 1998-2014 All Rights Reserved.
FirstDay Federal Credit Union, Dayton, Ohio

FirstDay merged with River Valley Credit Union on April 1, 2014. The process is scheduled to be completed November 17. Members can get details of what to expect in this PDF file (2.4 mb)

Website Updated 10/7/2014