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FAQs

How do I join FirstDay?

First review our "Who Can Join" page under Membership to be sure you're eligible for membership. Then contact us for a new member packet by emailing us from this site, or calling Member Services at 937-222-4546 or 1-800-603-4546 option 7, or stop by any branch office. Open a savings account by signing both sides of the Membership Share Agreement in the new member packet. Return it with an initial deposit of $5 and a current photocopy of your driver's license. This $5 represents your share in the Credit Union and makes you a member/owner with a say in how things are run by nominating and voting for our Board of Directors.
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How can I access my accounts without going to a branch?

Access them for free on the Internet with our Online Branch Office. Check balances, review account history, transfer funds between accounts and much more! Just click on Online Services and from there enter our Online Branch to sign up and for a quick demo.
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Can I refinance a loan from another institution with you?

Absolutely! In fact you'll probably find that, in general, we can beat the rates you are already paying from another institution. It's easy to apply with us. Just fill out the convenient online loan application on this site or apply by phone, fax, mail or at any branch office.
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Which ATMs may I use?

All FirstDay owned ATM machine transactions are free for members who use their FirstDay ATM or MasterMoney Debit Card. You may use any MAC/STAR ATM that is a part of the Alliance One Network nationwide, surcharge free. To find the Alliance One ATM nearest you, select the Alliance One link on our homepage.
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Are savings deposits insured?

Yes. Your savings is federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. FirstDay has additional private insurance of $250,000 through ASI.
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Who can join a credit union?

Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Greene, Miami, Montgomery, or Preble Counties. Membership may be established by simply opening a Share Account with a minimum $5 deposit.
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Unlike a bank, where profits go to an outside group of stockholders, we return our profits back to our members in the form of free or discounted services, lower rates on loans and increased rates on your savings. It's a whole new way to bank!