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Savings
A savings account is the cornerstone of your financial package. Most experts recommend that you have six months living expenses put away. At FirstDay Financial Federal Credit Union, our members receive a high interest rate and dividends that are paid monthly.
All funds are insured up to $100,000 by NCUA - an agency of the Federal Government.
Money Market
FirstDay's Money Market Account allows members flexibility in saving their money. This account pays the highest dividend of all of our savings accounts.
- Minimum daily balance of $2000
- Competitive daily return
- Interest paid monthly
- Easy access to funds via checks
- Can write up to 3 checks per month
Current Money Market Interest Rate.
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Certificates
Our members earn higher dividends with Certificates of Deposits (CDs). We offer a variety of CD options to choose from.
- Terms beginning at 6 months to 5 years
- Minimum deposit of $500
- Golden Apple Members with checking accounts receive higher rates
Stop by any branch location to open your account!
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IRAs
Individual Retirement Accounts are a great way to save for your future or your family's educational needs. FirstDay Financial offers both Traditional and Roth IRA accounts.
- Easy way to save for the future
- May reduce your tax liability
- Insured separately up to $100,000 by NCUA
- Other investment options available
Back to top. Holiday Savings
For many of us, saving for the holidays can be difficult. At FirstDay Financial we have made saving easy with a Holiday Club Account that is easy for everyone.
- No minimum balance required
- No monthly service fee
- $3.00 early withdraw fee for each withdraw prior to November
- Interest paid monthy
To open your Holiday Club Account stop by your nearest branch office. Back to top.
Summer Pay
Our Summer Pay Account was designed for the educator that wishes to spread their salary over 12 months instead of the traditional 9 months. If you fit this category and would like additional information, please call us at (937) 222-4546 or stop by any of our convenient branch locations.
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