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Rates
All rates subject to change without notice.
Home Equity Line
of Credit
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Variable Terms as low as Prime minus 1.25%
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New/used auto
rates are as low as
0-36 months - 4.24%
37-60 months – 4.74%
61-72 months – 5.74%
($25,000 minimum dollar amount in order to extend terms to 72 months.)
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Home Equity Loans
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Fixed Terms as low as 5.09%
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Signature Loans
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Up to 48 months as low as 15.50%
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Other Loans
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Rate
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APR*
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Term
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Computer (See Signature Loan Rates)
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48
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Visa Grace (Fixed Rate)
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as low as
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9.90
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n/a
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1st Time Borrower/Student Visa (Fixed Rate)
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9.99
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n/a
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Secured Visa
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7.99
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n/a
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All deposits insured up to $350,000, with the first
$100,000 covered by the National Credit Union Administration and the remaining
$250,000 insured by American Share Insurance. Rates are subject to
change without notice.
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Savings
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APY*
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Term
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Regular Savings
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0.500
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n/a
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Holiday Club
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0.500
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n/a
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FirstDay Checking Plus
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0.250
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n/a
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*APY=Annual
Percentage Yield
Return to top.
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IRA
Savings
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Balance Range
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Rate
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APY*
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Term
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$0 - $10,000
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1.000
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1.000
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n/a
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$10,001 - $50,000
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2.470
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2.500
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n/a
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$50,001 + Up
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3.930
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4.000
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n/a
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*APY=Annual
Percentage Yield
Return to top.
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Money
Market Savings
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Balance Range
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Rate
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APY*
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Term
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$0 - $10,000
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1.00
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1.00
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n/a
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$10,001 - $50,000
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1.74
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1.75
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n/a
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$50,001 + $100,000
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2.47
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2.50
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n/a
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$100,001 +
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2.96
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3.00
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n/a
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*APY=Annual Percentage Yield
Return to top.
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CD Rates listed are
effective as of 06/09/2008. Rates are subject to change without notice.
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Certificates
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Dividend Rate
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APY*
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Term
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Golden Apple 6 mo. $500 +
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2.90
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2.93
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6
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Golden Apple 12 mo. $500 +
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3.03
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3.06
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12
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Golden Apple 18 mo. $500 +
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3.16
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3.20
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18
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Golden Apple 24 mo. $500 +
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3.38
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3.42
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24
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Golden Apple 36 mo. $500 +
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3.58
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3.63
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36
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Golden Apple 48 mo. $500 +
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3.84
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3.90
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48
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Golden Apple 60 mo. $500 +
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4.05
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4.11
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60
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*APY=Annual Percentage Yield
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